Study Loans

National Higher Education Fund / Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN)

The National Higher Education Fund / PTPTN was established under the National Higher Education Act 1997 (Act 566) with the main objectives to provide loans to eligible students at higher learning institutions, provide saving schemes, and manage funds for higher education.

Eligibility criteria:

In order to apply for PTPTN loan, the student has to meet the following criteria:

i. Malaysia citizen
ii. Age below 45 years old
iii. Programme duration must be more than 1 year (Diploma semester 4 student are not eligible to apply)
iv. Registered and started the intake

Academic requirement:

1. Diploma In Business Management
 3 credits in SPM + pass in Bahasa Melayu.

2. Diploma In Accounting
 3 credits in SPM (Including Mathematics & English).

3. Diploma In Information Technology.
 3 credits in SPM (Including Mathematics) + pass in Bahasa Melayu.

4. Diploma in Multimedia Design.
 3 credits in SPM + pass in Bahasa Melayu.

Guidelines how to apply PTPTN LOAN online application:

i. Student required to open BIMB Saving Account (under student name).

ii. Student required to buy 2 duty stamps at the Post Office-RM10 each.

iii. Student required to open SSPN-I Account (Skim Simpanan Pendidikan Nasional) at Maybank or PTPTN Branch in KL Sentral (which costs approximately RM20.00).

iv. Student required to get PIN Number for PTPTN application at Bank Simpanan Nasional (BSN) costs at RM5.05.

v. Student may proceed to apply online at following the submission schedule as below :-

 1ST MARCH until 31ST MARCH
 1ST APRIL until 30TH APRIL
 1ST JULY until 301ST JULY

vi. Students are advised to check the details thoroughly before submission. Please do not hesitate to come and see the respective person in charge for PTPTN (Ms Noriza ).

vii. Kindly check the status of your PTPTN online application pre-approval 5 working days after the closing date of submission.

viii. Student required accepting the PTPTN loans offer in the online system and printing out the hardcopy documents. ix. Student will be informed accordingly for the hardcopies and supporting documents submission which will be announced in Webspace after getting the pre-approval.

x. Course fee payment options:

• Student in the process to apply for PTPTN loan shall be registered under the semester or monthly installment fee payment scheme and required to pay initial fees.

• Student must continue paying their monthly installment dues as normal until PTPTN application is approved

• Estimated time to get the first payment upon PTPTN pre-approval is around 2 months

• PTPTN will only disburse the payment for student who obtained minimum GPA 2.00 and above for every semester

• Student who failed to get the GPA 2.00 will not receive the PTPTN loan and will have to make own arrangement to pay for the course fees

• Payment schedule for PTPTN disbursement is only for April, September & December every year


i. PTPTN PIN number from Bank Simpanan Nasional

ii. BIMB Savings Account

iii. SSPN Account (min RM 20)

iv. Student email address

v. Parent particulars ( full name, IC number, income per month – gross & net pay after deduction must be the same as in the salary slip)

vi. SPM result

vii. Course Info – Diploma

viii. Intake date – must be same with the offer letter

ix. Matriks No : Student ID No. eg DBM0116F111001 (Not Compulsary)


i. 2 duty stamps – RM10 each

ii. Complete the agreements 2 set (sign and write date on the required fields-use black or blue ball pen for both).

iii. Date must be same for both agreements.

iv. 1 set of PTPTN Online Application Summary (Log in and click the "Cetak Maklumat" link to print).

v. Offer Letter – which will be prepared by MRC PTPTN staff.

vi. BIMB Account book / statement copy/ bank slip when opening BIMB account (if the account number is different with the PTPTN online submission).

For more information please contact the following person in charge:

Ms Noriza Binti Hashim
Mont Royale College

Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN)

Tingkat Bawah, Menara PTPTN,
Blok D, Megan Avenue II,
No.12, Jalan Yap Kwan Seng,
50450 Kuala Lumpur.

Tel: 03 – 2193 3000